A&A Funding Corporation Loan Programs

SOME HIGHLIGHTS OF OUR PROGRAMS:

Extremely Fast Turn-Around & Funding 

Residential, commercial, land - purchase or refinance. No appraisals required on investment properties . We can structure any loan to suit your personal or business needs, but here's a sample of SOME of what we can do: 


Bad Or No Credit Not An Issue

Who hasn't had credit problems recently?

5-8 Year Amortizing Loan Terms

Get it paid off sooner

Interest Only Payments

Most loans can be structured with interest only payments, keeping your monthly expenses down!





Our Loan Programs

NEW PRICING & LTV: Short-Term Program

  • 80% of Purchase Price
  • Investment use Purchase Only
  • 14.5% Rate (APR 16.25% @ 80ltv)
  • 12 Month term only
                  ***  call for details ***

Long-Term Hard Money

  • UP TO 75% LTV
  • Rates from 8%  (APR 11 to 15%)
  • 1 to 3 Year interest only terms
    or
  • 5 to 10 Year amortized loans

30-Year Fixed Loans

  • RATES FROM 5.99% ( APR 8.99)
  • UP TO 80% OF THE PURCHASE PRICE or APPRAISAL
  • LOAN AMOUNTS $50,000 to $1 Million
                          * income and credit requirements apply         



Need to send us documentation but don't have a scanner?  Here is a simple PDF scanner for your smart phone here!

 










LTV Calculation

  • Purchases - LTV based on purchase price
  • Refi's within 1 yr- LTV based on acquisition price + upgrade costs
  • Refi's after 1 yr - LTV based on current market value

Property Types

  • Investment Residential - SFR, 1-4plex
  • Owner occupied Residential
  • Partially Completed Projects
  • Rehab's
  • Commercial - income or Owner Occupied





*** Construction Loans

  • UP TO 70% of cost
  • Loan Amount up to 700,000
  • 3 to 24 month Interest Only
  • Up to 5 Draws
  • Ground-Up Construction or Rehab