A&A Funding Corporation Loan Programs

SOME HIGHLIGHTS OF OUR PROGRAMS:

Bad Or No Credit Not An Issue

Who hasn't had credit problems recently?

5-8 Year Amortizing Loan Terms

Get it paid off sooner

Interest Only Payments

Most loans can be structured with interest only payments, keeping your monthly expenses down!

Extremely Fast Turn-Around & Funding

Residential, commercial, land - purchase or refinance.

No appraisals required on investment properties . We can structure any loan to suit your personal or business needs, but here's a sample of SOME of what we can do: 




Our Loan Programs

NEW PRICING & LTV: Short-Term Program

  • 80% of Purchase Price
  • Investment use Purchase Only
  • 14.5% Rate (APR 16.25% @ 80ltv)
  • 12 Month term only
                  ***  call for details ***

Standard Equity

  • UP TO 65% LTV
  • Rates from 9.5 to 12%  (APR 12.5 to 15%)
  • 1 to 4 Year interest only terms
    or
  • 5 to 10 Year amortized loans

Equity Plus

  • 66% to 75% LTV (80% in some cases with larger loan amount)
  • 12 to 15% rate (APR 15% to 18%)
  • 2 to 3 year terms

"SUB-PRIME" Loans for Owner Occupied

  • RATES FROM 7.5% ( APR 10.5)
  • UP TO 80% OF THE PURCHASE PRICE or APPRAISAL
  • LOAN AMOUNTS 75,000 to 1 Million
                          * income and credit requirements apply           










LTV Calculation

  • Purchases - LTV based on purchase price
  • Refi's within 1 yr- LTV based on acquisition price + upgrade costs
  • Refi's after 1 yr - LTV based on current market value

Property Types

  • Investment Residential - SFR, 1-4plex
  • Owner occupied Residential
  • Partially Completed Projects
  • Rehab's
  • Commercial - income or Owner Occupied





*** Construction Loans

  • UP TO 70% of Purchase Price
  • Loan Amount up to 700,000
  • 3 to 24 month Interest Only
  • Up to 5 Draws
  • Ground-Up Construction available